Merry Christmas-Christmas is the BEST time of the year and yet it can be the WORST financially. Before you rush to the shops to finalize your Christmas shopping check this video it will minimize the negative impact on your bank account.
Investing in the future is the way to go. Where exactly are you spending your money? Have you ever thought about this? Does it go towards financing your past, your present or investing in the future?
Imagine stealing from innocent kids….It’s so sad that no one goes to prison for this. People are stealing from kids and getting away with it. You might be thinking; oh who does such a thing? Stay with me this is real and it’s happening……..
Family, finances and relationships can these go together? In my opinion these 3 things cannot be in harmony. It is an area which needs to be managed very well. There are some things which do not mix for instance petrol and fire. We know what happens if you mix these two right, it causes an explosion which will destroy everything.
Living a lavish lifestyle on less pay or living beyond our means causes the gap between the earnings and the lifestyle.