Merry Christmas-Christmas is the BEST time of the year and yet it can be the WORST financially. Before you rush to the shops to finalize your Christmas shopping check this video it will minimize the negative impact on your bank account.
Most people want to be at home at Christmas. This got me thinking about where exactly is home? what is home to you? Is it a dwelling place, or people?
Well I am spending my Christmas day in the air with my family. I did set up a Christmas tree in our home in Melbourne. However, the real Christmas will be celebrated somewhere in the air not sure where exactly we will be in terms of geographical location.