Is love = Toys? True or False-Do you think that the love for your child is demonstrated by how big and full their toy box is? My eldest daughter once said to me “my friend has so many toys because her parents love her so much”. She was saying this because her friend had 20 lalaloopsy dolls.
Can moments and mortgages go together? Or can there be a relationship of any sort between these two? By moments I mean creating special moments to remember, spending quality time with the loved ones be it friends and or family.
Everyone has a right to financial literacy hence I have written the 5 Money Tips To embrace in 2016. It is important to identify bad financial habits and replace them with good ones. I believe this is key because in my opinion you cannot deal with a problem which you do not acknowledge.
We all have an urge to spend, the issue is how do you control it so that it does not control you? Have you ever thought of the negative impacts of over spending? Just off my head I can imagine unpaid utility bills, hence no electricity, no water or even a possible eviction notice or maybe huge debts.
Direct debits have the audacity to show up and mess up your budget especially when you have forgotten about them. I was quite annoyed when I went to do my groceries only to find that the account balance was more than the available balance. My focus was on the amount I expected to be in the bank.