Dealing with Daring Direct Debits!!!

Direct debits have the audacity to show up and mess up your budget especially when you have forgotten about them. I was quite annoyed when I went to do my groceries only to find that the account balance was more than the available balance.  My focus was on the amount I expected to be in the bank.

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Does Santa Get Broke!!!

Merry Christmas & Happy New Year, today I though of just exploring what goes on in little ones’ minds when it comes to Christmas & Christmas Gifts as well as how parents respond to their expectations and questions.

Check this dialogue between parents and their kids:

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