Investing in the future is the way to go.  Where exactly are you spending your money?    Have you ever thought about this? Does it go towards financing your past, your present or  investing in the future?

You might ask how does one finance their past?
This one here is a lesson from my mama, gone but never forgotten your legacy still lives.  She used to say you pay for something till it is torn, that’s  not a wise way to use your money.  That means by the time you finish paying for it, you need to replace it again.   In this case you will find yourself always trying to play catch up and you will never catch up.

Are you spending all your money on your present that is your today?
This is a position where it comes into the bank account and goes out at a faster rate by than it came in. Or rather the money goes into the bank and just gets absorbed by overdrafts and you do not even notice that you got paid.  I have been in this position before then we just decided to cancel the overdraft as it was encouraging us to be financing the past.

As you spending money in your present day to day living expenses.   Ask yourself if you are getting good value for your hard-earned dollar.  I wrote about;
You Could be buying sickness with your money, know what you are eating

Spending huge dollars and still frustrated with your skin

Have your ever thought about what is motivating you to spend all your money on your present and leave nothing to invest into the future.  Check if you are not living your life to fit in with Society expectations.  Society’s expectations can lead one to just buy the things they cannot afford just to maintain public image.  Read more as I covered this in detail below;
 6 Reasons You Shouldn’t Live According to Society’s expectations

Why You Should Invest In Your Future?

I love the saying “make hay while the sun shines”, yeah do what you can while you are still young and energetic.  This is the time to invest in the future so that you would be comfortable at old age.

In developed countries people are living longer but it also comes with a cost for instance medical expenses, bills still remain and you will still need somewhere to stay but there will be no income earned.

Someone said to me this week;

Some people plan for the future and while they are still young.  They live an inheritance for them.  Whereas some people finance the past.

When this lady mentioned this, she was talking about how especially in some cultures we the younger generation finance the past as in looking after our elderly financially. Whereas in some cultures the elderly while they are still young instead focus on financing the future.  I thought about this I was like even the bible tells us to think about our grand-kids.

I love this scripture;

A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous. Proverbs 13V22  NIV

As you read this post please reflect on what your stance is today. Are you focused on financing the past, the present and not investing in your future?  If you invest in your future it means you will be financially independent.  This will financially free your kids from providing for you and instead focus on living an inheritance for their children’s children.  How good will that be?

In Australia at the moment houses are so expensive which means our kids will struggle to buy a house unless we the parents help them.

 I am for looking after our elderly however,  I want to change this model moving forward so that the next generation would not have to look after me financially.    I want to leave an inheritance for my kids.  I believe this model worked then but It will not work well in the future. As technology changes our lifestyle change too so the way we do things has to change.

Another fact is that I was born I Africa lived there all my childhood. I was shaped by my environment.  However now that I live in a multi-cultural society and raising my kids here they might marry someone from a non-African background.  Hence that person might not understand the concept of looking after the elderly. Expecting my kids to look after me financially will definitely put a strain in their marriage.

In a nutshell are you leaving an inheritance for your grand-kids?

Imagine Stealing from Kids

Thank you for reading,

Love & blessings,